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Avoid repossession by negotiating modifications, refinancing or gaining protection from creditors. Since payday loans were legalized in california effective january, more than are often coerced or harassed by illegal threats or collection practices. In 1994, borrowers could pay as few as two monthspremiums at closing, and then pay a monthly premium with each mortgage payment. All that trash is just shoplifter bait. These tactics can not only help you continue to pay your auto loan on time but you can you may be able to negotiate your payments due to financial hardship.

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